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Legacy Mutal Mortgage Your Personal Mortgage Lender For Life!
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WELCOME TO LEGACY MUTUAL MORTGAGE

Opening doors to homeownership...Creating Clients For Life!

Services

When you choose to work with Legacy Mutual Mortgage you are able to take advantage of our vast resources as a mortgage broker. Our mission is to guide you through the entire home loan process while providing you multiple loan options that best suit your financial strategy. Built on over 13 years of mortgage lending in the San Antonio market we are happy to assist you each step of the way.

We realize that your home is one of your largest financial commitments, not just another monthly payment! We can help you turn your home mortgage into a valuable financial tool to help you achieve your long term financial goals. While the average person only thinks about a mortgage every five years — we think about it every single day. Please feel free to contact us for a free consultation with one of our professional mortgage consultants.

"LEGACY…Your Personal Lender For Life!"

Click here for the loan process.

LEGACY LOANS
LOAN PROGRAMS ADVANTAGES
Fixed Rate Mortgages
  • 30, 25, 20, 15, 10 year fixed
  • Monthly payments are fixed over the life of the loan

  • Interest rate does not change

  • Protected if rates go up

  • Can refinance if rates go down

  • More flexible underwriting

Adjustable Rate Mortgages
  • 10/1 ARM

  • 7/1 ARM

  • 5/1 ARM

  • 3/1 ARM

  • 1 year ARM

  • 6 month ARM
  
  • Lower initial monthly payment

  • Lower payment over a shorter period of time

  • Rates and payments may go down if rates improve

  • May qualify for higher loan amounts

Balloon Mortgages
  • 7 year

  • 5 year
  
  • Lower down payment or no down payment

  • Easier to qualify

  • Sometimes you may get lower rates
  • Lower
    • Mortgages Insurance requirements
  • FHA more flexible on credit

First Time Buyer Programs
  • FHA Fixed and ARM

  • FLEX 97

  • ALT 97

  • Up to 100% Loan
  
  • Lower closing costs
  • Faster approval

Stated Income Programs
  • 30, 15 year fixed (100% max LTV)

  • 1 year ARM (100% max LTV)
  
  • No income required
  • Less money required to close

Imperfect Credit Programs
  • Sub Prime up to 100%
  
  • Potential for re-establishing credit if you pay your mortgage on time

  • Gets borrower back on track

  • Take advantage of strong real estate market without waiting

Home Equity Fixed Loan
  • 30, 15 year fixed
  • Fixed payments

  • Interest may be tax deductible

  • Frees cash equity

 


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